Lender rankings

Canadian lenders ranked by lowest advertised APR for personal loans, debt consolidation, mortgages, auto loans and bad-credit loans.

• Personal loan lenders in Canada, ranked by lowest APR

  10 lenders · Canadian lenders that offer unsecured personal loans, sorted by the lowest advertised APR. Your actual rate depends on your credit and income.

• Debt consolidation lenders in Canada, ranked by lowest APR

  9 lenders · Lenders that offer loans to roll several debts into one payment. Consolidation only saves money if the new APR is lower than what you pay now.

• Canadian mortgage lenders, ranked by lowest advertised rate

  9 lenders · Banks, digital banks and mortgage lenders, sorted by their lowest listed rate. Mortgage rates change often — always get a current quote.

• Auto loan lenders in Canada, ranked by lowest APR

  7 lenders · Lenders offering car financing, sorted by lowest listed APR. Compare against dealer financing before you sign.

• Canadian lenders that accept credit scores under 600

  4 lenders · Lenders whose listed minimum credit score is under 600. Expect higher rates — compare the APR carefully and never pay an upfront fee to get a loan.