SimpleLoan Canada
See your real Canadian loan payment in 10 seconds.
No sign-up. No credit pull. Compare 50+ verified Canadian lenders, run CMHC-aware mortgage math, and stress-test your budget — all free.
Every calculator is tuned to Canadian rules — CMHC insurance, provincial land-transfer tax, TFSA/RRSP room, and the 35% federal APR cap — so the numbers you see match what a Canadian lender will actually quote you.
- Financial Calculators
- 14+
- Financial Calculators
- Canadian Lenders
- 50+
- Canadian Lenders
- Canadians Helped
- 100K+
- Canadians Helped
- User Rating
- 4.8★
- User Rating
Powerful Financial Calculators
Free tools built for Canadians to help you understand your finances and make better borrowing decisions.
How It Works
Three simple steps to better financial decisions.
Explore Tools
Use our free calculators to understand your financial position
Compare Lenders
Browse verified Canadian lenders matched to your needs
Make Informed Decisions
Choose the best option with confidence and transparency
Get Personalized Financial Advice
Our AI Financial Advisor understands Canadian finance — RRSP, TFSA, mortgages, credit, and more. Ask anything, free.
Talk to AI AdvisorAI-Powered Financial Tools
Get personalized insights, smart recommendations, and automated analysis — all powered by AI and built for Canadians.
How Healthy Are Your Finances?
Take our free 2-minute quiz and get a personalized financial health score with actionable recommendations.
Take the QuizExplore Canadian Personal Finance
Hand-picked guides, lender directories, and provincial resources to help you make better borrowing decisions.
Loans by Province
Top Calculators
Learn the Basics
Frequently Asked Questions
Quick answers about how SimpleLoan Canada works.
Is SimpleLoan Canada free to use?
Yes. All calculators, lender comparisons, the AI Financial Advisor, and the financial health quiz are free for Canadians. We're funded by referral partnerships with verified lenders, never by selling your data.
Is SimpleLoan a lender?
No. SimpleLoan is an independent comparison and education platform. We help Canadians compare verified lenders and make informed borrowing decisions, but we do not issue loans ourselves.
How do you choose which lenders to feature?
We list Canadian-licensed lenders that meet our editorial criteria for transparency, regulatory standing, and customer experience. Featured placement is disclosed and never affects our editorial reviews — see our Editorial Policy and How We Make Money pages.
What kind of loans can I compare?
Personal loans, mortgages, auto loans, debt consolidation loans, HELOCs, and home-equity products from Canadian lenders, with rates and terms in CAD and CMHC-aware mortgage logic.
Is my financial information private?
Yes. SimpleLoan is PIPEDA compliant. Calculator inputs stay in your browser unless you choose to save them to your account. We never sell personal information.
What Canadians Are Saying
Real stories from Canadians who used SimpleLoan to make smarter financial decisions.
"SimpleLoan's mortgage calculator helped me realize I could afford a home sooner than I thought. The CMHC insurance breakdown was incredibly helpful."
Sarah M.
Toronto, ON · Mortgage Calculator
"I compared 8 lenders in under 10 minutes. Found a rate 2% lower than what my bank offered. This site saved me thousands."
James T.
Vancouver, BC · Lender Directory
"The AI Advisor explained RRSP vs TFSA in plain English — something my bank never did. I finally understand where to put my savings."
Priya K.
Calgary, AB · AI Financial Advisor
"Used the debt-to-income calculator before my mortgage renewal. Helped me negotiate a much better rate with my lender."
Marc L.
Montreal, QC · DTI Calculator
Stay Informed
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Ready to Take Control of Your Finances?
Join thousands of Canadians using SimpleLoan to make smarter financial decisions. It's free, transparent, and always will be.
Canadian Compliance: SimpleLoan is committed to protecting your privacy under PIPEDA. We do not sell your personal information. All lender information is verified and rates are updated regularly. We are not a lender — we provide educational tools and comparisons to help you make informed decisions.