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    Terms of Service

    Last updated: 2026-09-16

    1. Acceptance of Terms

    By accessing and using SimpleLoan Canada ("the Site"), you agree to these Terms of Service. If you do not agree, please do not use our services.

    2. Nature of Service

    SimpleLoan Canada is an educational platform providing financial calculators, lender comparisons, and informational content. We are not a lender, broker, or licensed financial advisor. Our tools and content are for informational purposes only and do not constitute financial advice.

    3. Accuracy of Information

    While we strive for accuracy, interest rates, lender terms, and financial information may change without notice. Always verify rates and terms directly with lenders before making financial decisions. We are not responsible for inaccuracies in third-party information.

    4. User Responsibilities

    You agree to use the Site for lawful purposes only, provide accurate information when using our tools, not attempt to interfere with site operations, and not reproduce or redistribute our content without permission.

    5. Affiliate Relationships

    Some lenders featured on our Site may compensate us through affiliate relationships. This compensation does not influence our rankings, reviews, or calculator results. We clearly identify affiliate relationships where applicable.

    6. Limitation of Liability

    SimpleLoan Canada is provided "as is" without warranties. We are not liable for any direct, indirect, or consequential damages arising from your use of our tools, content, or any decisions made based on information provided on the Site.

    7. Intellectual Property

    All content, design, and functionality on SimpleLoan Canada are owned by us and protected by Canadian copyright law. You may not reproduce, distribute, or create derivative works without written permission.

    8. Governing Law

    These Terms are governed by the laws of Canada and the province of Ontario. Any disputes shall be resolved in the courts of Ontario, Canada.