Resources
Official Canadian sources for credit reports, rates, taxes and consumer protection, plus free tools for protecting your identity and planning your estate. Some privacy and planning tools listed are run by people connected to SimpleLoan; we list them because they're relevant, and say so openly. Links marked "Affiliate" may earn us a commission if you buy, at no extra cost to you.
Official government sources
- Financial Consumer Agency of Canada
Federal regulator with free guides on credit, debt, mortgages and your rights as a borrower.
- Bank of Canada — policy rate
The overnight rate that sets prime. Announcement dates are published a year ahead.
- Canada Revenue Agency
TFSA, RRSP and FHSA room, tax deadlines and My Account.
- CMHC
Mortgage insurance rules and housing market data.
- Office of the Superintendent of Bankruptcy
Find a Licensed Insolvency Trustee and learn about consumer proposals.
Your credit report
- Equifax Canada
Request your free credit report or place a fraud alert.
- TransUnion Canada
Your second credit bureau — check both, they can differ.
Privacy & planning
- DataRemoval.ca
Canadian service that finds your details on data broker and people-search sites and requests removal — reducing identity theft risk that can damage your credit.
- DataWill
Digital estate vault for passing account access and instructions to family — useful alongside a will when you have loans and accounts to settle.
Protect your banking online (affiliate links)
- NordVPNAffiliate
Paid VPN that encrypts your connection — useful when checking bank or loan accounts on public Wi-Fi.
- SurfsharkAffiliate
Paid VPN covering unlimited devices, for households managing finances on several phones and laptops.
- Proton MailAffiliate
Encrypted email with a free plan — a separate, private inbox for lender and bank correspondence.