Compare Canadian Lenders
A saved directory of 12 lenders covering personal loans, mortgages, debt consolidation, auto financing, and home equity. Filter by province and loan type, then confirm current products and terms directly. These figures are reference estimates, not live offers.
Side-by-Side ComparisonBefore comparing lenders
Entries are alphabetical, not ranked by payments, quality or eligibility. Saved rates, credit requirements, funding times and province labels have not been checked against current product terms. They may differ by product and borrower. An absent field means unknown, not unrestricted availability.
Confirm the provider's identity and official website, fee-inclusive APR, repayment schedule, prepayment terms and provincial coverage before applying. Ask whether an eligibility check involves a hard or soft credit inquiry; this directory performs neither.
Use the loan calculator to compare your own assumptions, review borrowing guides, and read our disclosure. No calculator inputs are passed to lenders.
Pioneer of the 130-day mortgage rate guarantee and specialized low-rate Smart Fixed mortgages.
Saved APR Range
4.99% – 11.95%
Saved Loan Range
$5,000 – $1,500,000
Min Credit
650
Funding
24-48 hours
Major Canadian lender offering fast approvals, Pace It installment plans, and flexible personal borrowing options.
Saved APR Range
5.14% – 12.99%
Saved Loan Range
$3,000 – $1,500,000
Min Credit
640
Funding
Same day to 48 hours
Longstanding Canadian responsible lending institution providing secured and unsecured personal loans through online and 240+ retail branches.
Saved APR Range
14.99% – 31.99%
Saved Loan Range
$1,000 – $50,000
Min Credit
550
Funding
24-48 hours
Canada's premier loan comparison network connecting borrowers with hundreds of prime and alternative Canadian lenders with a single soft search.
Saved APR Range
7.99% – 34.99%
Saved Loan Range
$500 – $50,000
Min Credit
450
Funding
24-48 hours
Canada's top digital mortgage lender and brokerage using proprietary algorithms to find and fund the lowest mortgage rates with zero commission bias.
Saved APR Range
4.69% – 6.99%
Saved Loan Range
$100,000 – $2,500,000
Min Credit
660
Funding
3-7 business days
Canada's largest bank by market capitalization offering competitive mortgages, personal lines of credit, and debt consolidation loans.
Saved APR Range
5.14% – 11.99%
Saved Loan Range
$5,000 – $1,500,000
Min Credit
660
Funding
24-48 hours
Canada's international bank and leader in flexible borrowing through the Scotia Total Equity Plan (STEP) and variable mortgages.
Saved APR Range
5.09% – 12.25%
Saved Loan Range
$5,000 – $1,750,000
Min Credit
660
Funding
2-3 business days
Canada's top consumer fintech lender specializing in credit building, personal loans, and debt consolidation for all credit tiers.
Saved APR Range
9.99% – 29.99%
Saved Loan Range
$500 – $35,000
Min Credit
500
Funding
Same day (Interac e-Transfer)
Scotiabank's direct banking subsidiary offering straightforward, transparent mortgages, lines of credit, and savings products.
Saved APR Range
4.94% – 8.49%
Saved Loan Range
$10,000 – $1,000,000
Min Credit
670
Funding
24-72 hours
Major Canadian chartered bank featuring innovative mortgage solutions, extended branch hours, and customizable loan options.
Saved APR Range
5.19% – 12.49%
Saved Loan Range
$3,000 – $1,500,000
Min Credit
650
Funding
24-48 hours