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    Calculator

    TFSA Calculator

    Project your Tax-Free Savings Account growth and see how much of your future wealth will never be taxed.

    $20,000
    $7,000

    2024 limit: $7,000/year | Cumulative room since 2009: $95,000

    20 years
    6%

    Growth Over Time

    TFSA Balance in 20 Years

    $321,642

    100% tax-free — no withdrawal tax ever

    Total Contributions

    $160,000

    What you put in

    Tax-Free Gains

    $161,642

    Never taxed on withdrawal

    Room Remaining (est.)

    $75,000

    Cumulative 2024 limit: $95,000

    TFSA withdrawals restore contribution room the following January 1st. Over-contributions are penalized at 1%/month.
    Learn More About TFSAs →