Soft Inquiry (Soft Pull)

Full Explanation

A soft inquiry is a credit check that does not impact your credit score and is not visible to lenders when they pull your report. Soft inquiries occur when you check your own credit score, when pre-approval offers are generated, or during background checks. Services like Borrowell, Credit Karma, and many bank apps perform soft inquiries to show you your score. Unlike hard inquiries, there is no limit on how many soft inquiries you can have.