BMO Bank of Montreal
Pioneer of the 130-day mortgage rate guarantee and specialized low-rate Smart Fixed mortgages.
Saved reference information, not a live quote or confirmed product availability. Confirm rates, fees, provincial coverage and eligibility directly with the lender. No calculator inputs are sent through these links.
4.99% – 11.95%
APR Range
$5,000 – $1,500,000
Loan Range
650
Min Credit Score
24-48 hours
Funding Time
What to verify before applying
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Ask for the fee-inclusive APR, total repayment, mandatory charges, payment frequency, early-repayment rules and provincial eligibility. A minimum credit score alone cannot establish approval.
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- Minimum credit score: 650
- Saved province labels: ON, BC, AB, QC, MB, SK, NS, NB, NL, PE, NT, YT, NU
- Loan types: mortgage, personal, debt consolidation, business
- Residency, age and documentation requirements vary; confirm with the provider.
Saved Product Types
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