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    Spring Financial

    Canada's top consumer fintech lender specializing in credit building, personal loans, and debt consolidation for all credit tiers.

    Saved reference information, not a live quote or confirmed product availability. Confirm rates, fees, provincial coverage and eligibility directly with the lender. No calculator inputs are sent through these links.

    9.99% – 29.99%

    APR Range

    $500 – $35,000

    Loan Range

    500

    Min Credit Score

    Same day (Interac e-Transfer)

    Funding Time

    What to verify before applying

    These saved details do not have a verified product source or check date. No current quote, approval, funding speed or licensing check is promised. Confirm this provider's identity, official website and current terms independently.

    Ask for the fee-inclusive APR, total repayment, mandatory charges, payment frequency, early-repayment rules and provincial eligibility. A minimum credit score alone cannot establish approval.

    Read borrowing guides

    Saved Product Information — Confirm Directly

    • Minimum credit score: 500
    • Saved province labels: ON, BC, AB, MB, SK, NS, NB, NL, PE, NT, YT
    • Loan types: personal, debt consolidation, auto
    • Residency, age and documentation requirements vary; confirm with the provider.

    Saved Product Types

    personal
    debt consolidation
    auto

    Review current terms with Spring Financial?

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