Skip to main content
    S
    SimpleLoanCanada
    CalculatorsLendersGuides
    Debt Repayment GuidesBudget BuilderCredit Builder Hub
    100% free
    S
    SimpleLoan

    Helping Canadians make informed financial decisions with transparent loan comparisons, calculators, and plain-English guides.

    Privacy Policy
    Transparent
    Free Tools

    Calculators

    • Loan Calculator
    • Mortgage Calculator
    • CMHC Optimizer
    • Land Transfer Tax
    • Affordability
    • All Calculators

    Resources

    • Lender Directory
    • Financial Guides
    • Blog
    • Credit Builder Hub
    • Resources & Disclosures

    Tools

    • Financial Health Quiz
    • Lender Rankings
    • Prime Rate History
    • 2026 Borrowing Numbers
    • Affordability by Salary
    • Loan Payments by Amount
    • Printable Checklists
    • Free Calculator Widget
    • Resources

    Company

    • About Us
    • Contact Us
    • Editorial Team
    • Editorial Policy
    • How We Make Money
    • Rate Reference
    • Q&A
    • Privacy Policy
    • Terms of Service

    © 2026 SimpleLoan Canada. All rights reserved. Not a lender.

    All rates shown are for informational purposes only. Always verify with your lender.

    Designed by Trustoby Designs
    HomeProvincesNew Brunswick
    NB
    Province Guide

    Capital: Fredericton

    Personal Loans in New Brunswick

    New Brunswick offers some of Canada's most affordable real estate with one of the lowest land transfer taxes. The province's bilingual nature means lenders must serve both official language communities. Moncton has emerged as a growing hub attracting borrowers seeking affordable homeownership.

    820,000

    Population

    $299,000

    Avg. Home Price

    $50,000

    Max Personal Loan

    60% effective annual rate

    Rate Cap

    New Brunswick Lending Regulations & Rules

    Regulated by: Financial and Consumer Services Commission (FCSC)

    • New Brunswick is Canada's only officially bilingual province — serving both English and French communities
    • NB Land Transfer Tax: 0.5% of purchase price (one of Canada's lowest)
    • New Brunswick Mortgages Act governs mortgage registration — a deed of mortgage is used
    • NB has benefited from significant affordability migration, especially to Saint John and Moncton
    • ACOA (Atlantic Canada Opportunities Agency) provides business loan programs

    Common Loan Types in New Brunswick

    Personal Loans
    Mortgages
    Auto Loans
    Business Loans
    Debt Consolidation

    Top Lenders in New Brunswick

    RBC Royal Bank

    From 5.14% APR · 24-48 hours

    TD Canada Trust

    From 5.19% APR · 24-48 hours

    Scotiabank

    From 5.09% APR · 2-3 business days

    BMO Bank of Montreal

    From 4.99% APR · 24-48 hours

    CIBC

    From 5.14% APR · Same day to 48 hours

    EQ Bank

    From 4.79% APR · 3-5 business days

    View All NB Lenders

    Find the best rate in New Brunswick

    Compare lenders active in NB — filter by loan type, credit score, and province.

    Compare NB LendersEstimate My Payment

    Other Provinces

    • Ontario
      ON
    • British Columbia
      BC
    • Alberta
      AB
    • Quebec
      QC
    • Manitoba
      MB
    • Saskatchewan
      SK
    • Nova Scotia
      NS
    • Newfoundland & Labrador
      NL
    • Prince Edward Island
      PE

    Quick Tools

    Loan Calculator →Affordability Check →DTI Ratio →